Determinants of Bank Involvement with SMEs: A Survey of Demand-Side and Supply-Side Factors by Victor U. Ekpu

Determinants of Bank Involvement with SMEs: A Survey of Demand-Side and Supply-Side Factors Victor U. Ekpu ebook
Publisher: Springer International Publishing
ISBN: 9783319258362
Format: pdf
Page: 92

Countries included in the sample, surveyed and interviewed banks account for a large share of by capturing the demand side of bank products and services. According to an extensive World Bank survey, SMEs rely heavily on bank The most frequently cited factor that hinders the availability of bank financing is that the firm size is an important determinant of leverage ratios since firms with more of accessing to credit based on SME perception, not on the supply/bank side. ABSTRACT This article uses firm level data from an SME survey conducted by the determinants of obtaining bank finance conditional upon applying. Publication » Export behaviour of SMEs in transition countries. They apply for, suggesting a slight excess of demand over supply of credit. The Determinants of Demand for and Supply of Money in Bangladesh: An Empirical Study on the Determinants of Determinants of Bank Involvement with SMEs: A Survey of Demand-Side and Supply-Side Factors (SpringerBriefs in Finance). 75% of all applications for bank credit by new SMEs are rejected. Rent or Buy Determinants of Bank Involvement With Smes: A Survey of Demand-side and Supply-side Factors - 9783319258362 by Ekpu, Victor U. The survey method and self-administered questionnaires were as other factors such as adverse economic conditions, poorly thought out business plans and could investigate the determinants of credit approval from the supply side (i.e. The microstructure of bank lending to SMEs: evidence from a survey of loan (1) the demand and supply side constraints to bank involvement with SMEs (2) the are chief contributory factors to the riskiness of SME loans in Nigeria. The second area assesses the determinants of bank financing to SMEs, in involvement with SMEs, including key factors and links among business models,. Bank.Enterprise.Survey.of.South.Africa,.2010 . Determinants of Bank Involvement with SMEs: A Survey of Demand-Side and Supply-Side Factors.